FAQ - Possible Insurance Discounts

Auto insurance discounts can help you save money.

Some discounts you may qualify for include:


  • Defensive-Driving Courses
  • 3.0 GPA for Students
  • 55 Alive Course
  • Drivers Training for Young Drivers
  • Multiple Cars on Policy
  • Multiple Policies With Same Company


These classes can save you a percentage off your liability, collision, medical payments and personal injury protection plans. You can save money with airbags and other passive restraints. Drug and alcohol education and anti-theft devices can also reduce your premium. Some insurance companies may give optional discounts for your age and mileage driven, policy renewal with good claims and driving record, anti-lock brakes, students with good grades, and cars with automatic daytime running lights. Oregon law provides up to 10% discount if you are 55 or older and complete the "55 Alive" seminar given by AARP. Significant discounts are available when you place your homeowners or renters policy with the same company that insures your auto.