FAQ - Umbrella Policies

All auto and homeowners policies limit the amount of liability coverage you can but to $500,00 or $1,000,000 depending on the company.

Many people need much higher limits to protect their assets. An umbrella policy allows you to buy additional limits of liability in increments of $1,000,000. This increases the liability of both your auto and home basic policies. The cost of an umbrella is based on how many homes, rentals, and autos you have. An average cost for one home and two autos is $120.00 per year. You may also purchase an umbrella policy for your business, however minimum premiums are generally $500 to $1,000 per year.