FAQ - Mudslide / Landslide Coverage

Every week there is more news about homes sliding down the hill or being swept away by mudslides.

The Kelso / Longview area is in the news the most, however there are many other isolated areas such as Oregon City. Please be aware there is no coverage available on a homeowners policy for these types of events. There is a DIC (Difference in Conditions) policy offered through specialty companies such as Lloyds of London. Problem with those policies is that they are very expensive and do not cover landslide or mudslide unless it is a "sudden event" - such as an earthquake. There is absolutely no coverage for gradual earth movement. So, at the first signs of these types of conditions, take immediate steps to sure up your site. For more information call your agent today.