FAQ - Workers Compensation

The basic concept of all workers compensation laws is that the employer is responsible for paying benefits to an employee injured on the job.

All employers in the state of Oregon are required to provide workers compensation benefits. This does not mean that every accident occurring while the employee is at work is compensable. Workers compensation coverage applies to bodily injuries and diseases arising out of and in the course of employment. Covered losses must be work related. Any covered bodily injury must be accidental, and only occupational diseases, which are unique to the occupation, are covered. For covered losses, workers compensation provides for the payment of four types of benefits: medical, income, death, and rehabilitation. This information is general in nature and should not substitute for the advice of an expert in the field.