Your MVR is of vital concern to your insurance company.

It tells that company approximately what it can expect from your driving habits. Of course, if you have not driven for very long, they cannot tell how well you’ll drive and they must assume that you’ll not do to well. This means that younger drivers tend to pay higher insurance rates than older or more experienced drivers.

For every traffic infraction that makes it on your record, you can expect a higher rate of insurance. If you are charged with driving under the influence of alcohol or drugs, this too will adversely affect the cost of your insurance. If you’ve suffered a rash of traffic tickets, only time and a clean traffic record will reduce the impact on your insurance costs.

For the safety of everyone on the road and for the health of your pocketbook, it is important to drive safely and responsibly. This information is general in nature and should not substitute for the advice of an expert in the field.

If you would like to get a copy of your MVR you must go to your local DMV office and request it in person.  There is a small fee for the service.  DMV will then have your MVR either mailed or faxed to you within 2 business days.  In Oregon, call 503-299-9999 for more information.