Contractors insurance can cover a wide range of insurance needs such as general liability, buildings, tools, equipment, and vehicles and workers compensation.

There are many insurance companies that now offer specialized policies, which package the various types of coverages into one plan. Depending on the individual contractor and type of work performed, this coverage can be written for the single operator or for larger contractors with employees. Programs are available for commercial and residential construction as well as general or specialty contractors. This information is general in nature. Contact a licensed insurance professional to make sure you have adequate coverage for your needs.